Consumer Motor Vehicle Loans Owned by Finance Companies, Flow
Millions of Dollars, Monthly Rate
DTCOLNVHFXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-2,188.09
Year-over-Year Change
-148.68%
Date Range
2/1/1943 - 5/1/2025
Summary
This economic trend measures the total value of outstanding consumer revolving credit, such as credit card balances, on a monthly basis. It provides insight into consumer spending and borrowing patterns, which are key indicators of economic health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Millions of Dollars, Monthly Rate trend tracks the total amount of outstanding consumer revolving credit in the United States. It is a widely followed indicator of consumer behavior and a valuable input for economic analysis and policymaking.
Methodology
The data is collected and reported monthly by the Federal Reserve based on information from financial institutions.
Historical Context
This trend is closely monitored by economists, policymakers, and market analysts to assess the state of consumer credit and spending in the broader economy.
Key Facts
- Consumer revolving credit totaled $1.15 trillion as of the latest report.
- The trend has shown steady growth over the past decade, reflecting increased consumer borrowing.
- Changes in this metric can signal shifts in consumer confidence and willingness to spend.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of outstanding consumer revolving credit, such as credit card balances, on a monthly basis in the United States.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insight into consumer spending and borrowing patterns, which are key indicators of economic health and consumer confidence.
Q: How is this data collected or calculated?
A: The data is collected and reported monthly by the Federal Reserve based on information from financial institutions.
Q: How is this trend used in economic policy?
A: This trend is closely monitored by economists, policymakers, and market analysts to assess the state of consumer credit and spending in the broader economy.
Q: Are there update delays or limitations?
A: The data is reported on a monthly basis with minimal delay, providing timely insights into consumer credit trends.
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Citation
U.S. Federal Reserve, Millions of Dollars, Monthly Rate (DTCOLNVHFXDFBANM), retrieved from FRED.