Consumer Motor Vehicle Loans Owned by Finance Companies, Level
This dataset tracks consumer motor vehicle loans owned by finance companies, level over time.
Latest Value
551973.30
Year-over-Year Change
1.76%
Date Range
1/1/1943 - 5/1/2025
Summary
This economic trend measures the total outstanding consumer motor vehicle loans owned by finance companies in the United States. It is an important indicator of consumer demand and credit conditions in the automotive industry.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Consumer Motor Vehicle Loans Owned by Finance Companies metric tracks the dollar amount of outstanding loans for the purchase of passenger vehicles that are held on the balance sheets of finance companies. This provides insight into consumer borrowing and spending patterns in the auto market.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
Policymakers and analysts use this indicator to assess the health of consumer credit markets and the broader economy.
Key Facts
- The series began in 1943.
- Loans peaked at over $800 billion in 2007.
- Loans declined sharply during the 2008-2009 recession.
FAQs
Q: What does this economic trend measure?
A: This metric tracks the total outstanding consumer motor vehicle loans held on the balance sheets of finance companies in the United States.
Q: Why is this trend relevant for users or analysts?
A: This indicator provides insight into consumer demand and credit conditions in the automotive industry, which is an important part of the broader economy.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this indicator to assess the health of consumer credit markets and the broader economy.
Q: Are there update delays or limitations?
A: The data is reported on a monthly basis with minimal delays.
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Citation
U.S. Federal Reserve, Consumer Motor Vehicle Loans Owned by Finance Companies, Level (DTCOLNVHFNM), retrieved from FRED.