Delinquency Rate on Consumer Loans, Banks Not Among the 100 Largest in Size by Assets
Not Seasonally Adjusted
DRCLOBN • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.76
Year-over-Year Change
43.75%
Date Range
1/1/1987 - 1/1/2025
Summary
Not Seasonally Adjusted (DRCLOBN) represents raw economic data without statistical modifications to account for predictable seasonal variations. This unadjusted data provides a direct view of actual economic measurements before standard smoothing techniques are applied.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Economists use Not Seasonally Adjusted data to understand raw economic performance without artificial smoothing of cyclical patterns. This raw data helps analyze underlying economic trends and specific time period variations that might be masked by seasonal adjustments.
Methodology
Data is collected through direct economic measurements and reported without applying seasonal correction algorithms.
Historical Context
Policymakers and financial analysts use this raw data to understand precise economic conditions and validate seasonally adjusted statistical models.
Key Facts
- Represents unmodified economic data without seasonal adjustments
- Provides direct insight into raw economic performance
- Essential for understanding granular economic variations
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: It means economic data is reported in its original form without statistical modifications to remove predictable seasonal patterns.
Q: Why is unadjusted data important?
A: Unadjusted data reveals actual economic performance without smoothing, helping analysts understand precise economic conditions.
Q: How is Not Seasonally Adjusted data different from adjusted data?
A: Unadjusted data shows raw numbers, while seasonally adjusted data removes predictable fluctuations to reveal underlying trends.
Q: When should economists use Not Seasonally Adjusted data?
A: It's most useful for analyzing specific time periods, understanding raw economic performance, and validating seasonal adjustment models.
Q: How frequently is this data updated?
A: Update frequency varies by specific economic indicator, but most federal economic data is updated monthly or quarterly.
Related News
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Home Sales Decline In August Due To High Prices
August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highl...
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
Related Trends
Delinquency Rate on Loans to Finance Agricultural Production, Banks Not Among the 100 Largest in Size by Assets
DRFAPGOBS
Delinquency Rate on Other Consumer Loans, Banks Ranked 1st to 100th Largest in Size by Assets
DROCLT100S
Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Credit Cards, Banks Ranked 1st to 100th Largest in Size by Assets
DALLCCT100EP
Delinquency Rate on Consumer Loans, All Commercial Banks
DRCLACBS
Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Banks Not Among the 100 Largest in Size by Assets
DALLCOBEP
Delinquency Rate on Farmland Loans, Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets
DRFLT100S
Citation
U.S. Federal Reserve, Not Seasonally Adjusted [DRCLOBN], retrieved from FRED.
Last Checked: 8/1/2025