Delinquency Rate on All Loans, Banks Ranked 1st to 100th Largest in Size by Assets
Not Seasonally Adjusted
DRALT100N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.60
Year-over-Year Change
23.08%
Date Range
1/1/1985 - 1/1/2025
Summary
Not Seasonally Adjusted (NSA) data represents raw economic measurements without statistical smoothing for predictable seasonal variations. This approach provides a direct view of actual economic activity, revealing unmodified data points that can be critical for understanding short-term economic fluctuations.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
NSA data captures economic indicators in their original form, without adjustments for seasonal patterns like holiday spending or weather-related changes. Economists use this raw data to analyze immediate economic conditions and compare month-to-month or quarter-to-quarter performance.
Methodology
Data is collected through standardized government surveys, statistical sampling, and direct reporting from businesses and economic institutions.
Historical Context
NSA data is essential for policymakers, researchers, and financial analysts who need precise, unadjusted economic snapshots for granular decision-making.
Key Facts
- NSA data shows economic activity without statistical smoothing
- Useful for understanding immediate economic conditions
- Provides unmodified economic measurements
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: NSA data represents raw economic measurements without statistical adjustments for predictable seasonal variations. It shows the actual, unmodified economic activity for a specific period.
Q: Why is NSA data important?
A: NSA data provides an unfiltered view of economic performance, allowing analysts to see immediate changes without seasonal smoothing. This can be crucial for understanding short-term economic trends.
Q: How is NSA data different from Seasonally Adjusted data?
A: NSA data shows raw numbers without modifications, while Seasonally Adjusted data removes predictable seasonal fluctuations to reveal underlying economic trends.
Q: When should NSA data be used?
A: NSA data is most useful for analyzing short-term economic changes, comparing month-to-month performance, and understanding immediate economic conditions.
Q: How often is NSA data updated?
A: NSA data is typically updated monthly or quarterly, depending on the specific economic indicator being measured. Frequency can vary by data source and economic metric.
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Citation
U.S. Federal Reserve, Not Seasonally Adjusted [DRALT100N], retrieved from FRED.
Last Checked: 8/1/2025