Delinquency Rate on All Loans, Banks Not Among the 100 Largest in Size by Assets
Not Seasonally Adjusted
DRALOBN • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.43
Year-over-Year Change
43.00%
Date Range
1/1/1985 - 1/1/2025
Summary
Not Seasonally Adjusted (DRALOBN) represents raw economic data without statistical smoothing for seasonal variations. This data provides a direct view of actual economic measurements before standard seasonal adjustments are applied.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Economists use Not Seasonally Adjusted data to understand raw economic performance and identify underlying trends without normalization techniques. This unmodified data helps analyze genuine economic fluctuations across different periods and sectors.
Methodology
Data is collected through direct measurement of economic indicators without applying seasonal adjustment algorithms or statistical smoothing techniques.
Historical Context
Policymakers and analysts use this raw data to cross-reference seasonally adjusted figures and validate macroeconomic trend interpretations.
Key Facts
- Represents unadjusted economic data without seasonal modifications
- Provides direct insight into raw economic measurements
- Essential for understanding genuine economic performance variations
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: It means the economic data is reported in its original form without statistical smoothing for seasonal patterns like holidays or weather effects.
Q: Why is Not Seasonally Adjusted data important?
A: It offers a raw, unmodified view of economic indicators, allowing analysts to see actual performance before normalization techniques are applied.
Q: How is Not Seasonally Adjusted data different from seasonally adjusted data?
A: Raw data shows actual measurements without removing predictable seasonal variations, while adjusted data eliminates these recurring patterns to reveal underlying trends.
Q: Who uses Not Seasonally Adjusted data?
A: Economists, researchers, policymakers, and financial analysts use this data to validate trends and understand genuine economic fluctuations.
Q: How frequently is this data updated?
A: Update frequency varies by specific economic indicator, but many key metrics are updated monthly or quarterly by government agencies.
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Citation
U.S. Federal Reserve, Not Seasonally Adjusted [DRALOBN], retrieved from FRED.
Last Checked: 8/1/2025