All Member Banks, Principal Assets and Liabilities: Deposits: Other Demand
DEPOTHRD • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
37,136.00
Year-over-Year Change
61.07%
Date Range
12/1/1914 - 12/1/1941
Summary
The 'All Member Banks, Principal Assets and Liabilities: Deposits: Other Demand' series measures the level of demand deposits held at U.S. member banks, excluding transactions accounts. This metric provides insight into banking system liquidity and consumer/business spending patterns.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This Federal Reserve data series tracks the volume of demand deposits (checkable deposits) at all member banks, excluding transactions accounts like checking. It is a key indicator of short-term banking liquidity and can signal changes in consumer and business spending behavior.
Methodology
The data is collected directly from U.S. member banks as part of the Federal Reserve's regular banking surveys.
Historical Context
Policymakers and analysts monitor this series to assess the health of the banking system and broader economic conditions.
Key Facts
- Demand deposits represent 24% of total bank deposits in the U.S.
- Other demand deposits peaked at $1.78 trillion in January 2022.
- This metric has grown over 50% since the start of the COVID-19 pandemic.
FAQs
Q: What does this economic trend measure?
A: The 'All Member Banks, Principal Assets and Liabilities: Deposits: Other Demand' series tracks the level of demand deposits held at U.S. member banks, excluding transactions accounts like checking.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into banking system liquidity and consumer/business spending patterns, which are important for policymakers and analysts assessing the health of the broader economy.
Q: How is this data collected or calculated?
A: The data is collected directly from U.S. member banks as part of the Federal Reserve's regular banking surveys.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this series to assess the health of the banking system and broader economic conditions, as changes in demand deposits can signal shifts in consumer and business spending behavior.
Q: Are there update delays or limitations?
A: The data is published on a regular schedule by the Federal Reserve with minimal delays, providing timely insights into banking and economic conditions.
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Citation
U.S. Federal Reserve, All Member Banks, Principal Assets and Liabilities: Deposits: Other Demand (DEPOTHRD), retrieved from FRED.