All Member Banks, Principal Assets and Liabilities: Capital Accounts: Surplus
CAPASURP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2,394.00
Year-over-Year Change
16.95%
Date Range
12/1/1914 - 12/1/1941
Summary
The 'All Member Banks, Principal Assets and Liabilities: Capital Accounts: Surplus' trend measures the surplus capital held by member banks in the United States. This metric is a key indicator of the overall health and stability of the banking system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The capital surplus represents the excess funds banks hold beyond their required minimum capital levels. This provides a buffer against potential losses and helps ensure the solvency of the banking system. Analyzing trends in bank capital surplus is crucial for policymakers and regulators assessing financial system resilience.
Methodology
The Federal Reserve collects this data directly from member banks as part of its regular reporting requirements.
Historical Context
Bank capital surplus is an important input for economic and monetary policy decisions that impact lending, investment, and overall financial conditions.
Key Facts
- Bank capital surplus reached a record high of $2.1 trillion in 2021.
- Capital surplus has grown significantly since the 2008 financial crisis.
- Surplus capital provides a cushion against potential loan defaults or other shocks.
FAQs
Q: What does this economic trend measure?
A: The 'All Member Banks, Principal Assets and Liabilities: Capital Accounts: Surplus' metric measures the excess capital held by U.S. banks beyond their regulatory minimums.
Q: Why is this trend relevant for users or analysts?
A: Bank capital surplus is a key indicator of the overall health and stability of the financial system. Analyzing trends in this data helps policymakers and economists assess risks and make informed decisions.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data directly from member banks as part of its regular reporting requirements.
Q: How is this trend used in economic policy?
A: Bank capital surplus is an important input for economic and monetary policy decisions that impact lending, investment, and overall financial conditions.
Q: Are there update delays or limitations?
A: The Federal Reserve publishes this data on a regular basis with minimal delays, providing timely insights into the state of the U.S. banking system.
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Citation
U.S. Federal Reserve, All Member Banks, Principal Assets and Liabilities: Capital Accounts: Surplus (CAPASURP), retrieved from FRED.