All Member Banks, Classification of Deposits: Time: Individuals, Partnerships, Corporations, etc.: Total

TIIPCTOTL • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

11,878.00

Year-over-Year Change

10.09%

Date Range

10/1/1928 - 12/1/1941

Summary

This economic trend measures total time deposits held by individuals, partnerships, and corporations at all member banks in the United States. It provides insight into broader savings and investment patterns among private sector entities.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The All Member Banks, Classification of Deposits: Time: Individuals, Partnerships, Corporations, etc.: Total metric tracks the total value of time deposits, which are accounts that restrict withdrawal for a fixed period. This data point is a key indicator of private sector financial behavior and can inform analysis of broader economic conditions.

Methodology

The Federal Reserve collects this data through mandatory reporting from all member banks in the U.S.

Historical Context

Policymakers and economists use this metric to assess household and business savings trends and their potential impacts on the broader economy.

Key Facts

  • Time deposits account for a significant portion of total deposits at U.S. banks.
  • Trends in time deposits can signal changes in private sector savings and investment patterns.
  • The Federal Reserve has tracked this metric since the 1940s as part of its monetary policy analysis.

FAQs

Q: What does this economic trend measure?

A: This metric tracks the total value of time deposits, which are accounts that restrict withdrawal for a fixed period, held by individuals, partnerships, and corporations at all member banks in the United States.

Q: Why is this trend relevant for users or analysts?

A: Trends in time deposits held by the private sector provide insight into broader savings and investment patterns, which is valuable information for policymakers and economists analyzing the state of the economy.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data through mandatory reporting from all member banks in the U.S.

Q: How is this trend used in economic policy?

A: Policymakers and economists use this metric to assess household and business savings trends and their potential impacts on the broader economy, which can inform monetary policy decisions.

Q: Are there update delays or limitations?

A: The Federal Reserve publishes this data on a regular basis with minimal delay, making it a timely and reliable indicator of private sector financial behavior.

Related Trends

Citation

U.S. Federal Reserve, All Member Banks, Classification of Deposits: Time: Individuals, Partnerships, Corporations, etc.: Total (TIIPCTOTL), retrieved from FRED.