37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 2nd Most Important
CTQ37A22MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
0.00%
Date Range
1/1/2012 - 4/1/2025
Summary
Tracks bank lending risk perception for nonfinancial corporations. Provides insight into financial institutions' risk assessment strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the second most important reason for tightening lending terms. Reflects banks' risk management approaches in corporate lending.
Methodology
Collected through senior loan officer survey responses about lending conditions.
Historical Context
Used by Federal Reserve to monitor credit market risk and lending environment.
Key Facts
- Indicates banks' risk appetite changes
- Part of quarterly lending survey
- Reflects financial sector risk perception
FAQs
Q: What does this series measure?
A: It tracks banks' reduced willingness to take on risk in corporate lending. Reflects institutional risk management strategies.
Q: How often is this data updated?
A: Typically updated quarterly through the Senior Loan Officer Opinion Survey.
Q: Why is this important for investors?
A: Provides insight into potential tightening of credit markets and bank lending conditions.
Q: How do banks determine lending risk?
A: Through comprehensive assessment of economic conditions, corporate financial health, and institutional risk tolerance.
Q: Can this indicator predict economic trends?
A: It can signal potential changes in credit availability and economic growth expectations.
Related News
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Home Sales Decline In August Due To High Prices
August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highl...
U.S. Trade Deficit Decreases As Businesses Anticipate Tariff Hikes
U.S. Trade Deficit Reaches Two-Year Low Amid Anticipated Tariff Hikes The recent announcement that the U.S. trade deficit has reached a two-year lo...
U.S. Natural Gas Storage Increases Due to Market Dynamics
Navigating Market Volatility: U.S. Natural Gas Storage Strategies and Trends Understanding the dynamics of the U.S. natural gas storage sector is c...
U.S. GDP Growth to Slow Due to Tariffs and Immigration Policies
How Tariffs and Immigration Policies Influence U.S. GDP Growth in 2025 The U.S. GDP is a fundamental gauge of the country's economic health. Recent...
Related Trends
76) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of Consumer Abs by Your Institution's Clients Changed?| Answer Type: Increased Somewhat
ALLQ76ISNR
42) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC FX Derivatives Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Increased Somewhat
OTCDQ42AISNR
79) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| F. Cmbs. | Answer Type: Remained Basically Unchanged
ALLQ79FRBUNR
8) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Hedge Funds Changed over the Past Three Months?| Answer Type: Increased Somewhat
ALLQ08ISNR
2) Over the Past Three Months, How Has the Amount of Resources and Attention Your Firm Devotes to Management of Concentrated Credit Exposure to Central Counterparties and Other Financial Utilities Changed?| Answer Type: Decreased Considerably
ALLQ02DCNR
6) To the Extent That the Price or Nonprice Terms Applied to Hedge Funds Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 4 and 5), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: First in Importance
ALLQ06B7MINR
Citation
U.S. Federal Reserve, Senior Loan Officer Opinion Survey (CTQ37A22MINR), retrieved from FRED.