25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
CTQ25B62MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Measures the second most important reason for easing lending terms in insurance markets. Provides nuanced insights into market liquidity conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks secondary factors influencing insurance company lending practices. It complements primary market trend analysis.
Methodology
Collected through structured surveys of financial institutions about lending conditions.
Historical Context
Helps economists understand complex market liquidity dynamics.
Key Facts
- Second most important easing factor
- Reflects market functioning improvements
- Provides granular lending market insights
FAQs
Q: What does this economic indicator show?
A: It reveals the second most significant reason for easing lending terms in insurance markets.
Q: Why is market liquidity important?
A: Liquidity indicates financial market health and institutions' ability to extend credit.
Q: How is this data collected?
A: Through quarterly surveys of financial institutions about their lending practices.
Q: What can researchers learn from this?
A: It provides detailed insights into secondary factors affecting insurance market lending.
Q: How frequently does this indicator change?
A: Typically updated quarterly, reflecting evolving market conditions.
Related Trends
41) Over the Past Three Months, How Have Nonprice Terms Incorporated in New or Renegotiated OTC Derivatives Master Agreements Put in Place with Your Institution's Clients Changed?| C. Recognition of Portfolio or Diversification Benefits (Including from Securities Financing Trades Where Appropriate Agreements Are in Place). | Answer Type: Eased Somewhat
OTCDQ41CESNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important
ALLQ31B73MINR
24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Tightened Considerably
CTQ24TCNR
71) Over the Past Three Months, How Has Demand for Funding of Cmbs by Your Institution's Clients Changed?| Answer Type: Increased Somewhat
ALLQ71ISNR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed over the Past Three Months?| C. Pension Plans. | Answer Type: Decreased Somewhat
ALLQ21CDSNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: 3rd Most Important
CTQ37A13MINR
Citation
U.S. Federal Reserve, Insurance Market Liquidity (CTQ25B62MINR), retrieved from FRED.