24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Tightened Considerably
CTQ24TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
This economic indicator tracks changes in nonprice terms for securities financing and derivatives transactions involving insurance companies. It provides insight into the tightening or loosening of contractual conditions in financial markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend measures how financial institutions are adjusting documentation and risk management terms in complex financial transactions. Economists use this metric to understand risk perception and market confidence in the insurance and financial sectors.
Methodology
Data is collected through survey responses from financial institutions, tracking changes in contractual terms across various transaction types.
Historical Context
This indicator helps policymakers and regulators assess systemic risk and financial market conditions.
Key Facts
- Tracks nonprice terms in financial transactions
- Focuses specifically on insurance company transactions
- Provides insight into market risk perception
FAQs
Q: What are nonprice terms in financial transactions?
A: Nonprice terms include contractual provisions like haircuts, maturity limits, covenants, and default provisions that manage risk beyond basic pricing.
Q: Why are these terms important for insurance companies?
A: These terms help insurance companies manage financial risk and protect against potential losses in complex financial transactions.
Q: How often is this data updated?
A: The data is typically collected and reported on a quarterly basis by financial regulators.
Q: What does 'tightened considerably' mean in this context?
A: It indicates that financial institutions are implementing more restrictive or conservative terms in their transactions.
Q: How do economists use this information?
A: Economists analyze these trends to understand market sentiment, risk perception, and potential systemic financial risks.
Related Trends
23) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Insurance Companies as Reflected Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Remained Basically Unchanged
ALLQ23RBUNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Tightened Somewhat
ALLQ66A2TSNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 3rd Most Important
CTQ19B53MINR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| D. Credit Referencing Corporates. | Answer Type: Decreased Somewhat
ALLQ51DDSNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
SFQ62B2RBUNR
50) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| E. Credit Referencing Securitized Products Including MBS and ABS. | Answer Type: Decreased Considerably
OTCDQ50EDCNR
Citation
U.S. Federal Reserve, 24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Tightened Considerably [CTQ24TCNR], retrieved from FRED.
Last Checked: 8/1/2025