25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: 2nd Most Important
CTQ25A12MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Measures reasons for tightening insurance company pricing and terms. Highlights key factors influencing financial counterparty assessments.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks changes in insurance company pricing strategies. It reveals underlying financial market dynamics and risk perceptions.
Methodology
Surveyed through financial institution reporting on pricing term modifications.
Historical Context
Used by insurers and regulators to understand market risk assessment trends.
Key Facts
- Reflects counterparty financial strength perceptions
- Indicates insurance market risk assessment trends
- Provides insights into financial sector dynamics
FAQs
Q: What does this economic indicator measure?
A: Tracks reasons for tightening insurance company pricing and contractual terms. Focuses on counterparty financial strength.
Q: Why are insurance pricing changes important?
A: They reveal market risk perceptions and potential financial sector challenges.
Q: How do insurers use this information?
A: To adjust risk assessment strategies and understand market pricing dynamics.
Q: What factors influence these changes?
A: Counterparty financial strength, market conditions, and risk assessments.
Q: How often is this data collected?
A: Typically surveyed quarterly to capture evolving market conditions.
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Related Trends
50) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| E. Credit Referencing Securitized Products Including Mbs and Abs. | Answer Type: Increased Considerably
ALLQ50EICNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| D. Mutual Funds, Etfs, Pension Plans, and Endowments. | Answer Type: Remained Basically Unchanged
ALLQ40DRBUNR
25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: First In Importance
CTQ25A1MINR
26) How Has the Intensity of Efforts by Insurance Companies to Negotiate More Favorable Price and Nonprice Terms Changed over the Past Three Months?| Answer Type: Increased Somewhat
ALLQ26ISNR
46) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Credit Derivatives Referencing Securitized Products (Such as Specific ABS or MBS Tranches and Associated Indexes) Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Remained Basically Unchanged
OTCDQ46BRBUNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
CTQ37A62MINR
Citation
U.S. Federal Reserve, Insurance Pricing Terms (CTQ25A12MINR), retrieved from FRED.