Charge-Off Rate on Other Consumer Loans, Banks Ranked 1st to 100th Largest in Size by Assets

Not Seasonally Adjusted

COROCLT100N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1.24

Year-over-Year Change

175.56%

Date Range

1/1/1985 - 1/1/2025

Summary

The 'Not Seasonally Adjusted' data series represents raw economic measurements without statistical adjustments for predictable seasonal variations. This unadjusted data provides a direct snapshot of economic activity before accounting for cyclical patterns like holiday spending or weather-related fluctuations.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Economists use not seasonally adjusted data to understand the actual raw economic performance without smoothing techniques. These raw figures help identify underlying trends and provide a baseline for more complex statistical analyses.

Methodology

Data is collected through direct measurement of economic indicators without applying seasonal adjustment algorithms or statistical smoothing techniques.

Historical Context

Policymakers and analysts use this raw data to compare month-to-month or quarter-to-quarter economic performance before seasonal normalization.

Key Facts

  • Represents raw economic data without seasonal adjustments
  • Provides unfiltered view of economic performance
  • Essential for understanding baseline economic activity

FAQs

Q: What does 'Not Seasonally Adjusted' mean?

A: It means the economic data is reported in its original form without statistical modifications to account for predictable seasonal variations like holiday spending or weather impacts.

Q: Why is not seasonally adjusted data important?

A: It provides a direct, unmodified view of economic performance, allowing analysts to see raw trends before statistical smoothing.

Q: How is this different from seasonally adjusted data?

A: Not seasonally adjusted data shows actual measurements, while seasonally adjusted data removes predictable cyclical variations to reveal underlying economic trends.

Q: When should I use not seasonally adjusted data?

A: Use this data for direct comparisons of raw economic performance or when studying short-term, unfiltered economic fluctuations.

Q: How often is this data updated?

A: Typically, not seasonally adjusted data is updated monthly or quarterly, depending on the specific economic indicator being measured.

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Citation

U.S. Federal Reserve, Not Seasonally Adjusted [COROCLT100N], retrieved from FRED.

Last Checked: 8/1/2025

Charge-Off Rate on Other Consumer Loans, Banks Ranked 1st to 100th Largest in Size by Assets | US Economic Trends