Charge-Off Rate on Lease Financing Receivables, Banks Not Among the 100 Largest in Size by Assets
CORLFROBS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.59
Year-over-Year Change
436.36%
Date Range
1/1/1985 - 1/1/2025
Summary
This economic indicator tracks the percentage of lease financing receivables that banks not among the top 100 in asset size have written off as uncollectible. It provides insight into the credit risk and financial health of smaller banking institutions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The charge-off rate reflects the proportion of lease financing accounts that banks have determined are unlikely to be recovered, serving as a key metric of credit performance and risk management. Economists use this trend to assess the lending environment and potential financial stress in the banking sector.
Methodology
Data is collected through regulatory reporting requirements, where banks calculate the ratio of lease financing receivables charged off to total lease financing receivables.
Historical Context
This metric is used by financial regulators, investors, and economic analysts to evaluate credit conditions and potential economic pressures on smaller banking institutions.
Key Facts
- Measures charge-off rates for smaller banks' lease financing
- Indicates potential credit risk and financial performance
- Part of broader financial health monitoring
FAQs
Q: What does a high charge-off rate indicate?
A: A high charge-off rate suggests increased financial stress and potential credit quality issues for smaller banks in their lease financing portfolios.
Q: How often is this data updated?
A: Typically, this data is updated quarterly by the Federal Reserve as part of regular financial reporting requirements.
Q: Why focus on banks not among the 100 largest?
A: This subset provides insights into the financial conditions of smaller regional and community banks, which can differ from larger national institutions.
Q: How do economists use this data?
A: Economists analyze this trend to assess credit market conditions, potential economic pressures, and the overall financial health of smaller banking institutions.
Q: What are the limitations of this metric?
A: The data only covers lease financing and does not represent the entire lending portfolio of these banks, so it should be considered alongside other financial indicators.
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Citation
U.S. Federal Reserve, Charge-Off Rate on Lease Financing Receivables, Banks Not Among the 100 Largest in Size by Assets [CORLFROBS], retrieved from FRED.
Last Checked: 8/1/2025