All Member Banks, Classification of Loans: Commercial Loans
This dataset tracks all member banks, classification of loans: commercial loans over time.
Latest Value
8064.00
Year-over-Year Change
70.23%
Date Range
12/1/1938 - 12/1/1941
Summary
The 'All Member Banks, Classification of Loans: Commercial Loans' metric tracks the volume of commercial loans held by U.S. banks. This key indicator provides insights into business investment and credit conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This Federal Reserve data series measures the total value of commercial loans on the balance sheets of all U.S. banks that are members of the Federal Reserve System. Commercial loans are a critical financing source for businesses, making this metric an important gauge of economic activity.
Methodology
The data is collected through the Federal Reserve's mandatory reporting requirements for member banks.
Historical Context
Analysts and policymakers closely monitor commercial loan volumes to assess the health of the business sector and the broader economy.
Key Facts
- Commercial loans represent around 20% of total bank assets.
- Commercial loan volumes tend to decline during economic downturns.
- The data is released weekly as part of the Federal Reserve's H.8 report.
FAQs
Q: What does this economic trend measure?
A: This metric tracks the total volume of commercial loans held on the balance sheets of U.S. banks that are members of the Federal Reserve System.
Q: Why is this trend relevant for users or analysts?
A: Commercial loans are a crucial source of financing for businesses, making this an important indicator of economic activity and credit conditions.
Q: How is this data collected or calculated?
A: The data is collected through mandatory reporting requirements for all U.S. banks that are members of the Federal Reserve System.
Q: How is this trend used in economic policy?
A: Analysts and policymakers monitor commercial loan volumes to assess the health of the business sector and the broader economy, informing decisions on monetary policy and other economic interventions.
Q: Are there update delays or limitations?
A: The data is released weekly as part of the Federal Reserve's H.8 report, with no significant update delays.
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Citation
U.S. Federal Reserve, All Member Banks, Classification of Loans: Commercial Loans (COMLOAN), retrieved from FRED.