CSBS Community Bank Sentiment, Capital Spending Index
CBSICS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
128.00
Year-over-Year Change
-7.72%
Date Range
4/1/2019 - 4/1/2025
Summary
The CSBS Community Bank Sentiment, Capital Spending Index tracks the investment intentions and economic outlook of smaller, regional financial institutions across the United States. This metric provides critical insights into local business confidence and potential economic expansion at the community banking level.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This index reflects the capital expenditure plans and economic sentiment of community banks, which are often more closely connected to local economic conditions than larger national institutions. Economists use this indicator to gauge potential business investment, regional economic health, and potential growth trends in smaller markets.
Methodology
The data is collected through periodic surveys of community bank executives, capturing their projected capital spending and overall economic outlook.
Historical Context
Policymakers and economic analysts use this index to understand potential investment trends, credit availability, and economic sentiment in regional and local economic ecosystems.
Key Facts
- Represents sentiment of smaller, regional financial institutions
- Provides forward-looking insights into potential business investments
- Captures local economic confidence beyond national indicators
FAQs
Q: What does the CBSICS measure?
A: The index measures community banks' planned capital expenditures and their overall economic sentiment. It reflects potential investment and economic confidence at the local and regional level.
Q: Why are community bank sentiments important?
A: Community banks are often more closely connected to local economic conditions and can provide early signals about regional economic health and potential investment trends.
Q: How frequently is this index updated?
A: The CSBS Community Bank Sentiment Index is typically updated quarterly, providing regular snapshots of community banking perspectives.
Q: How do policymakers use this index?
A: Policymakers use this index to understand potential economic developments, credit availability, and investment trends in smaller and regional economic markets.
Q: What are the limitations of this index?
A: The index represents a sample of community banks and may not capture the entire banking sector's sentiment. It provides directional insights rather than absolute economic predictions.
Related News
U.S. S&P 500 Represents New Market Normal, Says BofA Analysis
S&P 500 Unveils 'New Normal' in U.S. Equity Markets The S&P 500evident in recent performance trends, which is a major index in the world of U.S. st...
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
Related Trends
CSBS Community Bank Sentiment, Franchise Value Index
CBSIFV
CSBS Community Bank Sentiment, Monetary Policy Index
CBSIMP
CSBS Community Bank Sentiment, Profitability Index
CBSIPR
CSBS Community Bank Sentiment, Business Conditions Index
CBSIBC
CSBS Community Bank Sentiment Index
CBSICO
CSBS Community Bank Sentiment, Operations Expansion Index
CBSIOE
Citation
U.S. Federal Reserve, CSBS Community Bank Sentiment, Capital Spending Index [CBSICS], retrieved from FRED.
Last Checked: 8/1/2025