CSBS Community Bank Sentiment Index
CBSICO • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
126.34
Year-over-Year Change
50.64%
Date Range
4/1/2019 - 4/1/2025
Summary
The CSBS Community Bank Sentiment Index tracks the confidence and economic outlook of community bank leaders across the United States. This index provides critical insights into local economic conditions and potential lending trends that can signal broader economic health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The index represents a quarterly survey of community bank executives' perceptions about their local economic environment, business conditions, and future expectations. Economists use this sentiment measure as an early indicator of potential economic shifts and regional financial dynamics.
Methodology
Data is collected through a comprehensive quarterly survey of community bank leaders, with responses aggregated and normalized to create a composite sentiment score.
Historical Context
Policymakers and financial analysts use this index to understand regional economic conditions and potential changes in lending practices and economic investment.
Key Facts
- Represents quarterly sentiment of community bank leaders
- Provides insights into local and regional economic conditions
- Serves as a leading indicator of potential economic changes
FAQs
Q: What does the CSBS Community Bank Sentiment Index measure?
A: The index measures the confidence and economic outlook of community bank executives across the United States. It captures their perceptions about current and future business conditions.
Q: How often is the index updated?
A: The CSBS Community Bank Sentiment Index is typically updated on a quarterly basis, reflecting the most recent survey of bank leaders.
Q: Why is this index important for economists?
A: The index provides early signals about potential economic shifts, lending trends, and regional economic health before they are reflected in broader economic indicators.
Q: How can businesses use this index?
A: Businesses can use the index to understand potential lending conditions, regional economic sentiment, and make informed strategic decisions about investment and expansion.
Q: What are the limitations of this index?
A: The index represents sentiment and perceptions, which may not always directly correlate with actual economic performance. It should be used in conjunction with other economic indicators.
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Related Trends
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Citation
U.S. Federal Reserve, CSBS Community Bank Sentiment Index [CBSICO], retrieved from FRED.
Last Checked: 8/1/2025