74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Eased Somewhat
ALLQ74B3ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
100.00%
Date Range
10/1/2011 - 1/1/2025
Summary
Monitors changes in funding terms for consumer asset-backed securities over three months. Provides critical insights into credit market conditions and client relationships.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks funding terms for consumer asset-backed securities, particularly focusing on terms for most favored clients.
Methodology
Collected through financial market surveys and institutional reporting mechanisms.
Historical Context
Used by policymakers to understand credit market dynamics and lending conditions.
Key Facts
- Tracks consumer asset-backed security terms
- Focuses on most favored client relationships
- Provides insights into credit market conditions
FAQs
Q: What are consumer asset-backed securities?
A: Securities created from consumer loan pools like credit card or auto loan receivables.
Q: What does 'haircut' mean in this context?
A: Represents the difference between an asset's market value and its used collateral value.
Q: How frequently do these terms change?
A: Quarterly assessments capture recent market and relationship dynamics.
Q: Why are most favored client terms important?
A: Indicates overall market conditions and potential credit accessibility trends.
Q: Who monitors these funding terms?
A: Financial regulators, investors, and economic policy researchers track these indicators.
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Related Trends
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 2. Increased Willingness of Your Institution to Take on Risk. | Answer Type: 2nd Most Important
CTQ37B22MINR
38) How Has the Intensity of Efforts by Nonfinancial Corporations to Negotiate More Favorable Price and Nonprice Terms Changed over the Past Three Months?| Answer Type: Increased Somewhat
ALLQ38ISNR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed Over the Past Three Months?| D. Endowments. | Answer Type: Decreased Somewhat
CTQ21DDSNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: First in Importance
ALLQ31A1MINR
79) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| F. CMBS. | Answer Type: Increased Somewhat
SFQ79FISNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| F. Separately Managed Accounts Established with Investment Advisers. | Answer Type: Remained Basically Unchanged
ALLQ39FRBUNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74B3ESNR), retrieved from FRED.