74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably
ALLQ74A1TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms. Provides critical insights into credit market conditions and lending practices.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures shifts in maximum funding amounts for consumer asset-backed securities. Indicates credit market tightness and lending environment.
Methodology
Surveys financial institutions about changes in consumer ABS funding parameters.
Historical Context
Used by policymakers to assess credit market conditions and potential economic impacts.
Key Facts
- Reflects consumer credit market conditions
- Indicates potential lending environment changes
- Tracks asset-backed securities funding trends
FAQs
Q: What are consumer asset-backed securities?
A: Financial instruments backed by consumer credit card or auto loan receivables. Represent a key credit market mechanism.
Q: Why do funding terms change?
A: Market risk, economic conditions, and institutional lending strategies drive term modifications.
Q: How do these terms impact consumers?
A: Changes can affect credit availability and borrowing costs for consumers.
Q: Who monitors these funding terms?
A: Regulators, financial analysts, and policymakers track these trends for economic insights.
Q: What does 'tightened considerably' mean?
A: Indicates significantly reduced funding availability or more restrictive lending conditions.
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Related Trends
30) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Separately Managed Accounts Established with Investment Advisers Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Somewhat
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60) Over the Past Three Months, How Have the Terms Under Which Equities Are Funded (Including Through Stock Loan) Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
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71) Over the Past Three Months, How Has Demand for Funding of Cmbs by Your Institution's Clients Changed?| Answer Type: Increased Somewhat
ALLQ71ISNR
50) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| D. Credit Referencing Corporates. | Answer Type: Increased Somewhat
OTCDQ50DISNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 3. Adoption of More-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: 3rd Most Important
ALLQ37A33MINR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| G. Nonfinancial Corporations. | Answer Type: Increased Somewhat
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74A1TCNR), retrieved from FRED.