60) Over the Past Three Months, How Have the Terms Under Which Equities Are Funded (Including Through Stock Loan) Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
ALLQ60A3ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in equity funding terms for average clients, focusing on collateral haircuts. Provides insight into market lending conditions and risk perception.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates how financial institutions adjust lending terms for equity-related transactions. It reflects market liquidity and risk assessment strategies.
Methodology
Collected through surveying financial institutions about their lending practices.
Historical Context
Used by regulators and investors to understand market funding dynamics.
Key Facts
- Indicates changes in lending risk perception
- Reflects market funding flexibility
- Important for financial market analysis
FAQs
Q: What do equity funding terms mean?
A: Equity funding terms describe the conditions under which financial institutions lend against equity. They include collateral requirements and risk assessments.
Q: Why are haircuts important in lending?
A: Haircuts represent the percentage reduction in an asset's value when used as collateral, indicating the lender's perceived risk.
Q: How often are these terms updated?
A: These terms are typically surveyed and updated quarterly to reflect current market conditions.
Q: Who uses this economic indicator?
A: Investors, financial analysts, and regulators use this data to understand market lending conditions.
Q: What does 'eased considerably' indicate?
A: It suggests lending terms have become more favorable, with reduced collateral requirements or lower perceived risk.
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Related Trends
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 2nd Most Important
CTQ31A52MINR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| B. Interest Rate. | Answer Type: Decreased Somewhat
OTCDQ51BDSNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 2nd Most Important
ALLQ19B72MINR
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Tightened Considerably
ALLQ70B2TCNR
78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| D. Agency Rmbs. | Answer Type: Remained Basically Unchanged
ALLQ78DRBUNR
25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 3rd Most Important
ALLQ25A23MINR
Citation
U.S. Federal Reserve, Equity Funding Terms (ALLQ60A3ECNR), retrieved from FRED.