70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Tightened Somewhat
ALLQ70A3TSNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in commercial mortgage-backed securities (CMBS) funding terms, specifically focusing on haircut requirements. Provides insight into lending market conditions and risk perception.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures how lending standards for commercial real estate financing have shifted. It reflects banks' risk assessment and credit market dynamics.
Methodology
Survey-based data collection from financial institutions tracking lending term adjustments.
Historical Context
Used by investors and policymakers to understand commercial real estate credit market trends.
Key Facts
- Indicates tightening of CMBS funding requirements
- Reflects risk perception in commercial lending
- Important indicator for real estate investment
FAQs
Q: What do CMBS haircuts indicate?
A: Haircuts represent the difference between loan value and collateral value. Larger haircuts suggest increased lending caution.
Q: Why are CMBS funding terms important?
A: They reveal banks' risk appetite and potential constraints in commercial real estate financing.
Q: How often are these terms updated?
A: Typically surveyed quarterly to capture evolving market conditions.
Q: Do tighter terms mean less lending?
A: Often, tighter terms can reduce available credit and slow commercial real estate transactions.
Q: Who uses this data?
A: Investors, real estate developers, and financial analysts monitor these trends.
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Citation
U.S. Federal Reserve, CMBS Funding Terms (ALLQ70A3TSNR), retrieved from FRED.