66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
ALLQ66A3ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in non-agency residential mortgage-backed securities (RMBS) funding terms, focusing on haircuts. Provides insight into mortgage lending market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator measures how financial institutions are adjusting risk margins for non-agency residential mortgage securities. It reflects broader credit market dynamics.
Methodology
Surveyed from financial institutions reporting changes in RMBS funding terms.
Historical Context
Used by investors and policymakers to understand residential mortgage lending trends.
Key Facts
- Indicates easing of haircut terms
- Reflects risk perception in mortgage lending
- Part of Federal Reserve credit survey
FAQs
Q: What are haircuts in mortgage-backed securities?
A: Haircuts represent the difference between the market value of an asset and the amount that can be used as collateral.
Q: Why are RMBS funding terms important?
A: They provide insight into credit market health and financial institutions' risk appetite for residential mortgages.
Q: How often is this data updated?
A: Typically updated quarterly as part of the Federal Reserve's senior loan officer survey.
Q: What does 'eased somewhat' mean?
A: Indicates lenders are slightly less restrictive in risk margins for non-agency residential mortgage securities.
Q: Who uses this economic indicator?
A: Investors, mortgage professionals, and policymakers use it to assess lending market conditions.
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Related Trends
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| E. Credit Referencing Securitized Products Including Mbs and Abs. | Answer Type: Increased Somewhat
ALLQ51EISNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
SFQ66B2RBUNR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Tightened Somewhat
ALLQ62B3TSNR
43) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Interest Rate Derivatives Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Decreased Considerably
ALLQ43BDCNR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| D. Credit Referencing Corporates. | Answer Type: Increased Somewhat
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51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| F. Commodity. | Answer Type: Remained Basically Unchanged
ALLQ51FRBUNR
Citation
U.S. Federal Reserve, Non-Agency RMBS Funding Terms (ALLQ66A3ESNR), retrieved from FRED.