62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Considerably
ALLQ62A4ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in collateral spreads for Agency Residential Mortgage-Backed Securities (RMBS) funding terms. Provides insight into mortgage market lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates financing rates and collateral spread dynamics in the agency mortgage securities market. It reflects lending environment flexibility.
Methodology
Collected through Federal Reserve survey of financial institutions and market participants.
Historical Context
Used by policymakers to assess mortgage market liquidity and credit conditions.
Key Facts
- Indicates mortgage market funding flexibility
- Reflects institutional lending perspectives
- Quarterly survey-based metric
FAQs
Q: What do collateral spreads indicate in RMBS?
A: Collateral spreads measure the risk premium in mortgage-backed securities financing. Lower spreads suggest more favorable lending conditions.
Q: How often is this data updated?
A: This metric is typically updated quarterly through Federal Reserve surveys.
Q: Why are agency RMBS funding terms important?
A: They provide critical insights into mortgage market liquidity and institutional lending strategies.
Q: Who uses this economic indicator?
A: Investors, policymakers, and financial analysts track these terms to understand mortgage market dynamics.
Q: What does 'eased considerably' mean?
A: Indicates significantly more favorable or relaxed lending conditions compared to previous periods.
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Related Trends
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably
SFQ74B1TCNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Somewhat
SFQ74A4TSNR
25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 4. Lower Internal Treasury Charges for Funding. | Answer Type: 2nd Most Important
ALLQ25B42MINR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Tightened Considerably
SFQ62A3TCNR
21) Considering the Entire Range of Transactions Facilitated by Your Institution, How Has the Use of Financial Leverage by Each of the Following Types of Clients Changed over the Past Three Months?| B. Etfs. | Answer Type: Increased Considerably
ALLQ21BICNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Eased Somewhat
SFQ74A2ESNR
Citation
U.S. Federal Reserve, Agency RMBS Funding Terms (ALLQ62A4ECNR), retrieved from FRED.