62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Tightened Considerably

ALLQ62A3TCNR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

10/1/2011 - 1/1/2025

Summary

Measures changes in funding terms for Agency Residential Mortgage-Backed Securities (RMBs). Indicates shifts in mortgage market lending conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Tracks haircut levels for agency RMBs, providing insight into mortgage market funding and risk assessment.

Methodology

Surveyed from financial institutions tracking agency mortgage-backed securities.

Historical Context

Critical for understanding mortgage market liquidity and lending standards.

Key Facts

  • Reflects agency mortgage-backed securities funding
  • Indicates mortgage market risk perception
  • Quarterly tracking of lending terms

FAQs

Q: What are RMBs haircuts?

A: Haircuts represent the difference between the market value of securities and their funding value, indicating risk.

Q: Why do RMBs funding terms matter?

A: They provide insights into mortgage market liquidity and lending risk assessment.

Q: How are these terms determined?

A: Calculated through surveys of financial institutions and market participants.

Q: What impacts RMBs funding terms?

A: Market conditions, interest rates, and perceived risk in the mortgage securities market.

Q: How frequently are these terms updated?

A: Tracked and reported quarterly to reflect current market conditions.

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Citation

U.S. Federal Reserve, Agency RMBs Funding Terms (ALLQ62A3TCNR), retrieved from FRED.
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Tightened Considerably | US Economic Trends