37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: First in Importance
ALLQ37B7MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Examines primary reasons for easing lending terms for nonfinancial corporations. Highlights competitive dynamics in corporate lending markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks the most significant factors driving easier lending conditions for nonfinancial corporations. Reveals institutional lending strategies.
Methodology
Survey of financial institutions reporting reasons for lending term changes.
Historical Context
Used to understand competitive pressures in corporate lending markets.
Key Facts
- Reflects competitive pressures in lending markets
- Indicates institutional lending strategies
- Tracks nonfinancial corporate credit conditions
FAQs
Q: What causes lending terms to ease?
A: Aggressive competition between financial institutions is a primary driver of easier lending conditions.
Q: Why monitor lending term changes?
A: Provides insights into financial sector health and corporate borrowing opportunities.
Q: How do competitive pressures affect lending?
A: Increased competition can lead to more favorable terms for borrowers.
Q: What types of corporations are included?
A: Focuses on nonfinancial corporations across various industry sectors.
Q: How frequently are these changes tracked?
A: Typically monitored quarterly to capture recent market developments.
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Related Trends
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| C. Trading REITs. | Answer Type: Decreased Considerably
CTQ39CDCNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| A. Dealers and Other Financial Intermediaries. | Answer Type: Remained Basically Unchanged
CTQ40ARBUNR
46) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Credit Derivatives Referencing Securitized Products (Such as Specific Abs or Mbs Tranches and Associated Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Decreased Considerably
ALLQ46ADCNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 7. Less-Aggressive Competition from Other Institutions. | Answer Type: First In Importance
CTQ37A7MINR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| E. Insurance Companies. | Answer Type: Increased Considerably
CTQ39EICNR
33) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Separately Managed Accounts Established with Investment Advisers Changed over the Past Three Months?| Answer Type: Decreased Considerably
ALLQ33DCNR
Citation
U.S. Federal Reserve, Nonfinancial Corporate Lending Terms (ALLQ37B7MINR), retrieved from FRED.