37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First in Importance
ALLQ37A5MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
This economic indicator tracks the primary reasons why financial institutions perceive tightening credit conditions for nonfinancial corporations. The metric provides critical insights into lending dynamics and potential constraints on corporate capital availability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents financial institutions' assessment of balance sheet and capital constraints affecting corporate lending conditions. Economists use this data to understand potential credit market tensions and potential impacts on business investment and economic growth.
Methodology
Data is collected through the Federal Reserve's Senior Loan Officer Opinion Survey (SLOOS), which surveys senior loan officers about their lending practices and perceptions.
Historical Context
Policymakers and central bankers use this trend to assess potential credit market stress and inform monetary policy decisions.
Key Facts
- Measures financial institutions' perception of lending constraints
- Indicates potential challenges in corporate capital availability
- Part of the Federal Reserve's broader credit market assessment
FAQs
Q: What does this economic indicator measure?
A: It tracks the primary reasons why banks perceive tightening credit conditions for nonfinancial corporations, focusing on balance sheet and capital availability constraints.
Q: How often is this data updated?
A: The data is typically collected quarterly through the Senior Loan Officer Opinion Survey conducted by the Federal Reserve.
Q: Why is this trend important for businesses?
A: It provides insights into potential difficulties corporations might face in accessing capital, which can impact investment, expansion, and overall economic growth.
Q: How do policymakers use this information?
A: Central bankers and economic policymakers use this trend to assess credit market conditions and potentially adjust monetary policy to support economic stability.
Q: What are the limitations of this indicator?
A: The data represents perceptions and opinions of loan officers, which may not always perfectly predict actual lending behaviors or economic outcomes.
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Citation
U.S. Federal Reserve, 37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First in Importance [ALLQ37A5MINR], retrieved from FRED.
Last Checked: 8/1/2025