37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 2nd Most Important
ALLQ37A22MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks bank risk assessment related to lending to nonfinancial corporations. Provides insight into institutional risk appetite and credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures banks' reduced willingness to take on risk in corporate lending. Reflects institutional risk management strategies.
Methodology
Surveyed from bank lending officers' responses about risk perception.
Historical Context
Used in assessing credit market tightness and potential economic constraints.
Key Facts
- Indicates institutional risk perception changes
- Reflects potential credit market constraints
- Part of Federal Reserve lending survey
FAQs
Q: What does this economic indicator measure?
A: Tracks banks' reduced willingness to take lending risks for nonfinancial corporations.
Q: Why are bank risk assessments important?
A: They signal potential credit market constraints and economic lending conditions.
Q: How often is this data updated?
A: Typically collected through periodic bank lending officer surveys.
Q: What impacts bank risk perception?
A: Economic conditions, financial market stability, and counterparty creditworthiness.
Q: Can this indicator predict economic trends?
A: It provides early signals about potential credit market tightening or easing.
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Related Trends
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Citation
U.S. Federal Reserve, Bank Lending Risk Assessment (ALLQ37A22MINR), retrieved from FRED.