36) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Nonfinancial Corporations Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Tightened Somewhat
ALLQ36TSNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
10/1/2011 - 1/1/2025
Summary
This economic indicator tracks changes in nonprice lending terms for nonfinancial corporations across securities financing and derivatives transactions. It provides insight into credit market conditions and financial institutions' risk assessment strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend measures how financial institutions are adjusting documentation and structural terms in lending agreements beyond direct pricing mechanisms. Economists interpret these shifts as signals of perceived credit risk and overall market sentiment.
Methodology
Data is collected through survey responses from financial institutions about their lending practices and documentation standards.
Historical Context
This metric helps policymakers and analysts understand evolving credit market dynamics and potential shifts in financial sector risk management.
Key Facts
- Tracks changes in lending documentation beyond direct pricing
- Reflects financial institutions' risk assessment strategies
- Provides insights into credit market sentiment
FAQs
Q: What do 'nonprice terms' mean in lending?
A: Nonprice terms include contractual provisions like maturity, covenants, and default conditions that aren't directly related to interest rates.
Q: Why are nonprice terms important?
A: They reveal how lenders perceive risk and can indicate broader economic conditions beyond simple interest rate changes.
Q: How often is this data updated?
A: The Federal Reserve typically updates this survey quarterly, providing a periodic snapshot of lending practices.
Q: What sectors are most affected by these terms?
A: Nonfinancial corporations across various industries are impacted by changes in lending documentation standards.
Q: Can these terms indicate economic stress?
A: Tightening nonprice terms can signal increased caution in the financial sector and potential economic uncertainty.
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Citation
U.S. Federal Reserve, 36) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Nonfinancial Corporations Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Tightened Somewhat [ALLQ36TSNR], retrieved from FRED.
Last Checked: 8/1/2025