25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: 2nd Most Important
ALLQ25A22MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Measures institutional risk appetite and lending constraints in financial markets. Highlights key reasons for tightening credit conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator explores the second most important reason for tightening lending terms. Provides nuanced insights into risk management strategies.
Methodology
Surveyed from financial institutions reporting lending policy changes.
Historical Context
Critical for understanding institutional risk perception and credit market dynamics.
Key Facts
- Reveals institutional risk tolerance
- Second most important tightening factor
- Reflects broader economic sentiment
FAQs
Q: What does this economic indicator track?
A: It measures the second most important reason for tightening lending terms. Focuses on institutional risk appetite.
Q: Why is reduced risk willingness significant?
A: Indicates potential economic uncertainty or increased market volatility. Impacts overall lending environment.
Q: How frequently is this data collected?
A: Typically gathered through quarterly Federal Reserve surveys. Provides current market insights.
Q: Who interprets this economic data?
A: Economists, financial analysts, and policymakers use it to understand credit market dynamics.
Q: What limitations exist in this data?
A: Represents surveyed perceptions, which may not capture entire market complexity. Provides directional insights.
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Related Trends
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged
ALLQ70B4RBUNR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Tightened Considerably
ALLQ62A3TCNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
SFQ66A1ESNR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| B. Interest Rate. | Answer Type: Decreased Somewhat
OTCDQ51BDSNR
13) To the Extent That the Price or Nonprice Terms Applied to Trading Reits Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 11 and 12), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 3. Adoption of More-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: 2nd Most Important
ALLQ13A32MINR
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
ALLQ70A1ESNR
Citation
U.S. Federal Reserve, Lending Terms Risk Assessment (ALLQ25A22MINR), retrieved from FRED.