25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: First in Importance
ALLQ25A1MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks primary reasons for tightening credit terms for insurance companies. Provides critical insight into financial market risk perceptions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the most important factors driving changes in insurance company credit conditions. Reflects institutional risk assessment.
Methodology
Collected through comprehensive financial institution survey.
Historical Context
Used by regulators and financial analysts to understand market risk.
Key Facts
- Indicates counterparty financial health
- Reflects institutional risk assessment
- Critical for understanding market conditions
FAQs
Q: What does counterparty financial strength mean?
A: Measures the financial stability and creditworthiness of insurance companies. Indicates potential default or performance risks.
Q: How frequently are these credit terms assessed?
A: Typically evaluated quarterly through comprehensive financial surveys. Provides current market risk snapshot.
Q: Why do changes in financial strength matter?
A: Deterioration can lead to tighter credit terms, higher borrowing costs, and reduced financial flexibility.
Q: How do these terms impact insurance companies?
A: Tighter terms can limit growth, increase borrowing costs, and potentially restrict investment capabilities.
Q: What external factors influence these assessments?
A: Economic conditions, regulatory changes, and market volatility directly impact counterparty risk evaluations.
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Related Trends
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 3rd Most Important
CTQ31A63MINR
13) To the Extent That the Price or Nonprice Terms Applied to Trading Reits Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 11 and 12), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 2nd Most Important
ALLQ13A52MINR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| A. Dealers and Other Financial Intermediaries. | Answer Type: Decreased Somewhat
CTQ40ADSNR
53) Over the Past Three Months, How Has Demand for Funding of High-Grade Corporate Bonds by Your Institution's Clients Changed?| Answer Type: Remained Basically Unchanged
SFQ53RBUNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| F. Separately Managed Accounts Established with Investment Advisers. | Answer Type: Increased Somewhat
CTQ39FISNR
33) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Separately Managed Accounts Established with Investment Advisers Changed Over the Past Three Months?| Answer Type: Increased Somewhat
CTQ33ISNR
Citation
U.S. Federal Reserve, Insurance Company Credit Terms (ALLQ25A1MINR), retrieved from FRED.