25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: First in Importance
ALLQ25A1MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 1/1/2025
Summary
Tracks primary reasons for tightening credit terms for insurance companies. Provides critical insight into financial market risk perceptions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the most important factors driving changes in insurance company credit conditions. Reflects institutional risk assessment.
Methodology
Collected through comprehensive financial institution survey.
Historical Context
Used by regulators and financial analysts to understand market risk.
Key Facts
- Indicates counterparty financial health
- Reflects institutional risk assessment
- Critical for understanding market conditions
FAQs
Q: What does counterparty financial strength mean?
A: Measures the financial stability and creditworthiness of insurance companies. Indicates potential default or performance risks.
Q: How frequently are these credit terms assessed?
A: Typically evaluated quarterly through comprehensive financial surveys. Provides current market risk snapshot.
Q: Why do changes in financial strength matter?
A: Deterioration can lead to tighter credit terms, higher borrowing costs, and reduced financial flexibility.
Q: How do these terms impact insurance companies?
A: Tighter terms can limit growth, increase borrowing costs, and potentially restrict investment capabilities.
Q: What external factors influence these assessments?
A: Economic conditions, regulatory changes, and market volatility directly impact counterparty risk evaluations.
Related Trends
54) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of High-Grade Corporate Bonds by Your Institution's Clients Changed?| Answer Type: Decreased Considerably
SFQ54DCNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Considerably
ALLQ74A4TCNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| F. Separately Managed Accounts Established with Investment Advisers. | Answer Type: Increased Considerably
ALLQ40FICNR
40) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| E. Insurance Companies. | Answer Type: Increased Somewhat
ALLQ40EISNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 2. Maximum Maturity. | Answer Type: Eased Considerably
SFQ66A2ECNR
69) Over the Past Three Months, How Have Liquidity and Functioning in the Non-Agency RMBS Market Changed?| Answer Type: Remained Basically Unchanged
SFQ69RBUNR
Citation
U.S. Federal Reserve, Insurance Company Credit Terms (ALLQ25A1MINR), retrieved from FRED.