25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: 3rd Most Important

ALLQ25A13MINR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

1/1/2012 - 1/1/2025

Summary

Tracks third most important reasons for tightening insurance company lending terms. Provides insight into financial market risk perceptions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Measures key factors influencing insurance company lending constraints. Reflects counterparty financial strength assessments.

Methodology

Surveyed from financial institutions reporting lending conditions.

Historical Context

Used by regulators and investors to understand financial sector risk.

Key Facts

  • Reflects third most critical lending constraint
  • Focuses on counterparty financial strength
  • Indicates potential market risk perceptions

FAQs

Q: What does this metric measure?

A: The third most important reason for tightening insurance company lending terms.

Q: Why are counterparty assessments important?

A: They help financial institutions manage risk and make lending decisions.

Q: How frequently are these terms updated?

A: Typically surveyed periodically to capture evolving market conditions.

Q: Do these terms affect insurance pricing?

A: Yes, they can influence insurance company risk assessment and pricing strategies.

Q: What does tightening indicate?

A: Potential increased perceived risk in the financial market and lending environment.

Related News

Related Trends

74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Tightened Somewhat

SFQ74A3TSNR

31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: 2nd Most Important

ALLQ31A12MINR

66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat

ALLQ66A3ESNR

78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| A. High-Grade Corporate Bonds. | Answer Type: Decreased Somewhat

SFQ78ADSNR

50) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| E. Credit Referencing Securitized Products Including Mbs and Abs. | Answer Type: Increased Considerably

ALLQ50EICNR

6) To the Extent That the Price or Nonprice Terms Applied to Hedge Funds Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 4 and 5), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important

CTQ06B73MINR

Citation

U.S. Federal Reserve, Insurance Lending Terms (ALLQ25A13MINR), retrieved from FRED.