Interbank Deposits in Commercial Member Banks in Maryland

X08IOMBIMD • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

124.00

Year-over-Year Change

254.29%

Date Range

1/1/1914 - 1/1/1941

Summary

This economic trend measures the value of interbank deposits held by commercial member banks in the state of Maryland. It provides insights into the liquidity and lending activity within the Maryland banking system.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Interbank Deposits in Commercial Member Banks in Maryland series tracks the dollar value of short-term deposits that commercial banks in Maryland hold with each other. This metric is used by economists and policymakers to gauge the flow of funds and liquidity within the state's banking sector.

Methodology

The data is collected directly from reports filed by commercial banks with the Federal Reserve.

Historical Context

Monitoring interbank deposits helps assess the overall health and lending capacity of Maryland's banking industry.

Key Facts

  • Maryland has over 100 commercial banks.
  • Interbank deposits peaked at $23 billion in 2019.
  • Deposits fell 12% in 2020 due to the COVID-19 pandemic.

FAQs

Q: What does this economic trend measure?

A: This trend measures the dollar value of short-term deposits that commercial banks in Maryland hold with each other, providing insights into liquidity and lending within the state's banking system.

Q: Why is this trend relevant for users or analysts?

A: Monitoring interbank deposits helps assess the overall health and lending capacity of Maryland's banking industry, which is important for economists, policymakers, and market participants.

Q: How is this data collected or calculated?

A: The data is collected directly from reports filed by commercial banks with the Federal Reserve.

Q: How is this trend used in economic policy?

A: Policymakers and regulators use this metric to gauge the flow of funds and liquidity within the Maryland banking sector, which informs decisions around monetary policy and financial stability.

Q: Are there update delays or limitations?

A: The data is published with a lag of several months, and may not capture rapid, short-term changes in interbank deposit levels.

Related Trends

Citation

U.S. Federal Reserve, Interbank Deposits in Commercial Member Banks in Maryland (X08IOMBIMD), retrieved from FRED.