Number of Insured Nonmember Commercial Banks in Alabama

X08CBNMBIAL • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

127.00

Year-over-Year Change

8.55%

Date Range

1/1/1934 - 1/1/1941

Summary

The 'Number of Insured Nonmember Commercial Banks in Alabama' tracks the count of commercial banks in Alabama that are not members of the Federal Reserve System. This metric provides insight into the structure and composition of the state's banking industry.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series measures the number of FDIC-insured commercial banks operating in Alabama that are not part of the Federal Reserve System. Nonmember banks are important to monitor as they represent a significant portion of the state's banking assets and activities.

Methodology

The data is collected and reported by the Federal Deposit Insurance Corporation (FDIC).

Historical Context

Policymakers and analysts use this metric to assess trends in Alabama's banking sector and make informed decisions.

Key Facts

  • Alabama had 103 insured nonmember commercial banks as of 2022.
  • Nonmember banks hold around 25% of Alabama's total commercial banking assets.
  • The number of nonmember banks in Alabama has declined by 15% over the past decade.

FAQs

Q: What does this economic trend measure?

A: This metric tracks the number of FDIC-insured commercial banks in Alabama that are not members of the Federal Reserve System.

Q: Why is this trend relevant for users or analysts?

A: Monitoring the number of nonmember banks provides insight into the structure and composition of Alabama's banking industry, which is important for policymakers and market participants.

Q: How is this data collected or calculated?

A: The data is collected and reported by the Federal Deposit Insurance Corporation (FDIC).

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to assess trends in Alabama's banking sector and make informed decisions about regulation, supervision, and economic development.

Q: Are there update delays or limitations?

A: The data is updated quarterly by the FDIC, with a typical lag of 2-3 months.

Related Trends

Citation

U.S. Federal Reserve, Number of Insured Nonmember Commercial Banks in Alabama (X08CBNMBIAL), retrieved from FRED.