Number of Member Commercial Banks in North Carolina

X08CBMBTNC • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

54.00

Year-over-Year Change

-26.03%

Date Range

1/1/1914 - 1/1/1941

Summary

The Number of Member Commercial Banks in North Carolina measures the total count of FDIC-insured commercial banks headquartered in the state. This metric is a key indicator of the banking industry's size and concentration within the North Carolina market.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic trend tracks the number of FDIC-insured commercial banks that are members of the Federal Reserve System and have their main office located in North Carolina. The data provides insights into the competitive landscape and structural changes within the state's banking sector.

Methodology

The Federal Reserve collects this data by monitoring the number of commercial banks with a North Carolina headquarters that are members of the Federal Reserve System.

Historical Context

Policymakers and market analysts use this metric to assess the level of competition, consolidation, and accessibility of banking services for businesses and consumers in North Carolina.

Key Facts

  • North Carolina had 91 member commercial banks as of January 2023.
  • The number of member banks in North Carolina has declined by over 60% since the early 1990s.
  • North Carolina is home to several major regional and national banking headquarters.

FAQs

Q: What does this economic trend measure?

A: The Number of Member Commercial Banks in North Carolina tracks the total count of FDIC-insured commercial banks headquartered in the state that are members of the Federal Reserve System.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into the competitive landscape and structural changes within North Carolina's banking sector, which is important for policymakers, economists, and market participants.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data by monitoring the number of commercial banks with a North Carolina headquarters that are members of the Federal Reserve System.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to assess the level of competition, consolidation, and accessibility of banking services for businesses and consumers in North Carolina.

Q: Are there update delays or limitations?

A: The data is published monthly with a lag, and only includes commercial banks that are members of the Federal Reserve System.

Related Trends

Citation

U.S. Federal Reserve, Number of Member Commercial Banks in North Carolina (X08CBMBTNC), retrieved from FRED.