Use of Financial Services: Key Indicators, Small and Medium Enterprises (SME) Borrowers from Commercial Banks (% of Non-financial Corporation Depositors with Commercial Banks) for Samoa

WSMFCRODCSPNUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

72.29

Year-over-Year Change

16.26%

Date Range

1/1/2011 - 1/1/2014

Summary

This indicator tracks the percentage of small and medium enterprises (SMEs) that borrow from commercial banks in Samoa, a measure of financial service usage by the SME sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The use of financial services by SMEs is an important indicator of economic development and financial inclusion. This metric provides insight into the ability of small businesses in Samoa to access commercial bank credit.

Methodology

The data is collected through surveys of non-financial corporations and commercial banks in Samoa.

Historical Context

Policymakers monitor this trend to assess the health of the SME financing ecosystem.

Key Facts

  • SMEs account for over 60% of employment in Samoa.
  • Commercial bank lending to SMEs was 20% of total credit in 2020.
  • Samoa aims to increase SME access to finance as part of its development strategy.

FAQs

Q: What does this economic trend measure?

A: This indicator tracks the percentage of small and medium enterprises (SMEs) that borrow from commercial banks in Samoa, providing insight into SME access to formal financial services.

Q: Why is this trend relevant for users or analysts?

A: The ability of SMEs to access commercial bank credit is a key metric of financial inclusion and economic development, as SMEs are vital for job creation and economic growth in Samoa.

Q: How is this data collected or calculated?

A: The data is collected through surveys of non-financial corporations and commercial banks in Samoa.

Q: How is this trend used in economic policy?

A: Policymakers monitor this trend to assess the health of the SME financing ecosystem and inform policies to improve SME access to credit and other financial services.

Q: Are there update delays or limitations?

A: The data may be subject to delays in collection and reporting from Samoa's financial institutions.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services: Key Indicators, Small and Medium Enterprises (SME) Borrowers from Commercial Banks (% of Non-financial Corporation Depositors with Commercial Banks) for Samoa (WSMFCRODCSPNUM), retrieved from FRED.