Liabilities and Capital: Other Factors Draining Reserve Balances: Reserve Balances with Federal Reserve Banks: Week Average
WRESBAL • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3,347.41
Year-over-Year Change
4.00%
Date Range
6/7/2006 - 7/30/2025
Summary
This economic indicator tracks weekly average reserve balances held by banks at the Federal Reserve, reflecting the liquidity and monetary conditions in the U.S. banking system. The trend provides crucial insights into banking system dynamics and potential monetary policy implications.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Reserve balances represent funds that commercial banks maintain with the Federal Reserve, serving as a key measure of banking system liquidity and monetary policy effectiveness. Economists closely monitor these balances to understand banking sector health and potential monetary transmission mechanisms.
Methodology
Data is collected weekly by aggregating the total reserve balance amounts reported by member banks to the Federal Reserve.
Historical Context
This metric is critical for central bank policymakers in assessing banking system liquidity, managing monetary policy, and understanding potential economic stress points.
Key Facts
- Represents weekly average reserve balances across U.S. banking institutions
- Provides real-time insight into banking system liquidity
- Directly influenced by Federal Reserve monetary policy actions
FAQs
Q: What do reserve balances indicate about the economy?
A: Reserve balances reflect banking system liquidity and can signal potential economic stress or monetary policy effectiveness. Higher balances might suggest cautious lending environments.
Q: How do reserve balances impact monetary policy?
A: The Federal Reserve uses reserve balance levels to implement monetary policy, adjusting interest rates and managing overall economic liquidity through these mechanisms.
Q: How frequently is WRESBAL data updated?
A: The WRESBAL data is typically updated weekly, providing a current snapshot of banking system reserve levels and monetary conditions.
Q: Why do banks maintain reserves with the Federal Reserve?
A: Banks maintain reserves to meet regulatory requirements, manage liquidity, and facilitate interbank transactions. These reserves also help the Federal Reserve implement monetary policy.
Q: What are the limitations of the WRESBAL indicator?
A: While informative, WRESBAL represents a snapshot of banking system liquidity and should be analyzed alongside other economic indicators for comprehensive insights.
Related News
U.S. Treasury Yields Increase Amid Strong Economic Growth and Inflation Concerns
Treasury Yields Surge Amid Economic Growth and Inflation Concerns Treasury yields are surging as investors closely monitor the evolving U.S. econom...
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
Related Trends
Federal Reserve Bank Held Gold Bullion: NY Vault
FRVGBSAM
Book Value of U.S. Mint Held Gold Deep Storage: Fort Knox, KY
FKKYGBV
Book Value of Federal Reserve Bank Held Gold Coins On Display
FRDGCSV
U.S. Mint Held Gold Deep Storage: Fort Knox, KY
FKKYGTA
Federal Reserve Bank Held Gold Coins: NY Vault
FRVGCSAM
Reserves of Depository Institutions: Total
TOTRESNS
Citation
U.S. Federal Reserve, Liabilities and Capital: Other Factors Draining Reserve Balances: Reserve Balances with Federal Reserve Banks: Week Average [WRESBAL], retrieved from FRED.
Last Checked: 8/1/2025