Liabilities and Capital: Liabilities: Deposits with F.R. Banks, Other Than Reserve Balances: Term Deposits Held by Depository Institutions: Week Average
WLTDHDIA • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
6/14/2006 - 8/6/2025
Summary
This economic indicator tracks weekly average term deposits held by depository institutions at Federal Reserve banks. It provides insight into banking sector liquidity and monetary policy implementation strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Term deposits represent funds that banks place with the Federal Reserve for specific time periods, reflecting banks' cash management strategies and monetary policy interactions. Economists analyze these deposits to understand banking system dynamics and potential shifts in financial institution behavior.
Methodology
Data is collected through weekly reporting by depository institutions to the Federal Reserve, calculating the average term deposit holdings during each reporting period.
Historical Context
This metric helps Federal Reserve officials assess banking system liquidity, inform monetary policy decisions, and monitor financial institution cash management trends.
Key Facts
- Represents weekly average of term deposits by depository institutions
- Provides insight into banking sector cash management strategies
- Helps Federal Reserve monitor financial system liquidity
FAQs
Q: What are term deposits in this context?
A: Term deposits are funds that banks place with the Federal Reserve for specific time periods, earning interest and serving as a liquidity management tool.
Q: Why do banks hold term deposits with the Federal Reserve?
A: Banks use term deposits to manage excess cash, earn interest, and comply with regulatory requirements while maintaining financial flexibility.
Q: How often is this data updated?
A: The data is collected and reported on a weekly basis, providing frequent insights into banking sector liquidity trends.
Q: How do term deposits impact monetary policy?
A: Term deposits help the Federal Reserve manage overall money supply and influence short-term interest rates in the banking system.
Q: What limitations exist in interpreting this data?
A: The data represents a snapshot of banking activity and should be analyzed alongside other economic indicators for comprehensive insights.
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Liabilities and Capital: Liabilities: Deposits with F.R. Banks, Other Than Reserve Balances: Term Deposits Held by Depository Institutions: Change in Wednesday Level from Previous Wednesday Level
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Citation
U.S. Federal Reserve, Liabilities and Capital: Liabilities: Deposits with F.R. Banks, Other Than Reserve Balances: Term Deposits Held by Depository Institutions: Week Average [WLTDHDIA], retrieved from FRED.
Last Checked: 8/1/2025