Assets: Liquidity and Credit Facilities: Loans: Seasonal Credit: Wednesday Level
WLCFLSECL • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
43.00
Year-over-Year Change
186.67%
Date Range
6/7/2006 - 7/30/2025
Summary
This economic indicator tracks seasonal credit loans at a weekly level, providing insights into short-term lending dynamics. It helps economists and financial analysts understand credit market fluctuations and seasonal borrowing patterns.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The seasonal credit loans metric represents temporary lending facilities designed to address periodic financial needs of financial institutions. Economists use this data to assess credit market flexibility and potential seasonal economic pressures.
Methodology
Data is collected weekly by the Federal Reserve through reporting mechanisms from financial institutions participating in seasonal credit programs.
Historical Context
This trend is used in monetary policy analysis, helping the Federal Reserve monitor credit market conditions and potential seasonal economic interventions.
Key Facts
- Measures weekly seasonal credit loan levels
- Provides insights into short-term lending dynamics
- Tracked consistently by the Federal Reserve
FAQs
Q: What are seasonal credit loans?
A: Seasonal credit loans are temporary lending facilities designed to help financial institutions manage periodic cash flow variations. They provide short-term financial flexibility during predictable economic cycles.
Q: How often is this data updated?
A: The seasonal credit loans data is updated weekly, typically on Wednesdays, providing a current snapshot of short-term lending conditions.
Q: Why do economists track seasonal credit loans?
A: Tracking seasonal credit loans helps economists understand credit market dynamics, assess financial institution liquidity, and identify potential economic stress points.
Q: How do seasonal credit loans impact monetary policy?
A: Seasonal credit loan data informs Federal Reserve decision-making by providing insights into credit market conditions and potential need for monetary interventions.
Q: What are the limitations of this data?
A: The data represents a specific segment of lending and may not capture the entire credit market's complexity. It should be analyzed alongside other economic indicators.
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Citation
U.S. Federal Reserve, Assets: Liquidity and Credit Facilities: Loans: Seasonal Credit: Wednesday Level [WLCFLSECL], retrieved from FRED.
Last Checked: 8/1/2025