Chain-Type Quantity Index for Real GDP: Finance and Insurance (52) in Wisconsin
Quarterly, Seasonally Adjusted
WIFININSQQGSP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
94.42
Year-over-Year Change
-2.00%
Date Range
1/1/2005 - 1/1/2025
Summary
The Quarterly, Seasonally Adjusted series measures the net percentage of banks tightening standards for commercial and industrial loans to large and medium-sized firms. This metric provides insight into the lending environment and is closely monitored by economists and policymakers.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Quarterly, Seasonally Adjusted series tracks changes in commercial and industrial loan standards at large and medium-sized banks. It serves as an important indicator of credit conditions and the overall health of the banking sector, influencing economic forecasts and lending policy decisions.
Methodology
The data is collected through the Federal Reserve's Senior Loan Officer Opinion Survey on Bank Lending Practices.
Historical Context
This series is used by the Federal Reserve, financial institutions, and economic analysts to assess the state of credit markets and inform monetary policy.
Key Facts
- The series is reported quarterly.
- It measures net percentage changes in lending standards.
- Higher values indicate tightening credit conditions.
FAQs
Q: What does this economic trend measure?
A: The Quarterly, Seasonally Adjusted series measures the net percentage of banks that are tightening standards for commercial and industrial loans to large and medium-sized firms.
Q: Why is this trend relevant for users or analysts?
A: This series provides important insights into credit conditions and the overall health of the banking sector, which is closely monitored by economists, policymakers, and financial market participants.
Q: How is this data collected or calculated?
A: The data is collected through the Federal Reserve's Senior Loan Officer Opinion Survey on Bank Lending Practices.
Q: How is this trend used in economic policy?
A: The Quarterly, Seasonally Adjusted series is used by the Federal Reserve and other institutions to assess the state of credit markets and inform monetary policy decisions.
Q: Are there update delays or limitations?
A: The series is reported quarterly, with a potential delay of a few weeks between the end of the reference period and the data release.
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Citation
U.S. Federal Reserve, Quarterly, Seasonally Adjusted (WIFININSQQGSP), retrieved from FRED.