Share of Loans (Liabilities) Held by the 90th to 99th Wealth Percentiles
This dataset tracks share of loans (liabilities) held by the 90th to 99th wealth percentiles over time.
Latest Value
19.90
Year-over-Year Change
5.29%
Date Range
7/1/1989 - 1/1/2025
Summary
This trend measures the share of total loans and liabilities held by households in the 90th to 99th wealth percentiles in the United States. It provides insights into wealth concentration and the financial position of high-net-worth individuals.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The share of loans and liabilities held by the 90th to 99th wealth percentiles is an important indicator of wealth inequality and the distribution of financial obligations within the U.S. household sector. Economists and policymakers analyze this data to understand trends in household balance sheets and the concentration of financial risk.
Methodology
The data is collected through the Federal Reserve's Survey of Consumer Finances, a comprehensive household finance survey conducted every three years.
Historical Context
This trend is used to inform policy decisions related to financial stability, consumer protection, and wealth distribution.
Key Facts
- The 90th to 99th wealth percentiles held over 50% of total U.S. household loans and liabilities in 2019.
- Wealth concentration has increased, with the top 10% of households holding a larger share of total loans and liabilities over time.
- High-net-worth individuals tend to have more diversified balance sheets and access to a wider range of financial products.
FAQs
Q: What does this economic trend measure?
A: This trend measures the share of total loans and liabilities held by households in the 90th to 99th wealth percentiles in the United States.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insights into wealth concentration and the financial position of high-net-worth individuals, which is important for understanding household balance sheets and financial stability.
Q: How is this data collected or calculated?
A: The data is collected through the Federal Reserve's Survey of Consumer Finances, a comprehensive household finance survey conducted every three years.
Q: How is this trend used in economic policy?
A: This trend is used to inform policy decisions related to financial stability, consumer protection, and wealth distribution.
Q: Are there update delays or limitations?
A: The data is only updated every three years through the Survey of Consumer Finances, which may result in a delay in the availability of the most recent information.
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Citation
U.S. Federal Reserve, Share of Loans (Liabilities) Held by the 90th to 99th Wealth Percentiles (WFRBSN09155), retrieved from FRED.