Share of Total Liabilities Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks share of total liabilities held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
30.80
Year-over-Year Change
-2.22%
Date Range
7/1/1989 - 1/1/2025
Summary
Measures the total liabilities held by the bottom 50% of wealth holders. Provides critical insight into economic vulnerability and debt distribution.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks the debt burden of the lowest-wealth half of the population. It helps economists understand financial stress and economic inequality.
Methodology
Calculated using Federal Reserve Survey of Consumer Finances liability data.
Historical Context
Used to assess economic resilience and debt challenges for lower-wealth populations.
Key Facts
- Reveals debt burden for lower-wealth groups
- Indicates economic vulnerability
- Helps understand financial inequality
FAQs
Q: What types of liabilities are included?
A: Includes mortgages, student loans, credit card debt, and other personal financial obligations.
Q: Why track bottom 50% liability share?
A: Provides crucial insights into economic stress and financial challenges for lower-income populations.
Q: How does this metric change over time?
A: Reflects economic conditions, policy changes, and broader trends in income and wealth distribution.
Q: What economic factors influence this metric?
A: Interest rates, employment levels, and economic policies significantly impact debt distribution.
Q: How frequently is this data updated?
A: Typically updated every three years through the Federal Reserve's comprehensive survey.
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Citation
U.S. Federal Reserve, Share of Total Liabilities Held by the Bottom 50% (WFRBSB50208), retrieved from FRED.