Share of Other Loans and Advances (Assets) Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks share of other loans and advances (assets) held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
0.30
Year-over-Year Change
0.00%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the share of other loans and advances held by the bottom 50% of U.S. households by wealth. It provides insights into financial inclusion and inequality.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The share of other loans and advances held by the bottom 50% of households by wealth is an important indicator of financial access and inequality. It reflects the distribution of certain types of credit and financial instruments across the wealth spectrum.
Methodology
The data is collected by the Federal Reserve through household surveys and wealth assessments.
Historical Context
This metric is used by policymakers and analysts to evaluate financial inclusion and the distribution of credit in the U.S.
Key Facts
- The bottom 50% of U.S. households hold a small share of total other loans and advances.
- This trend has declined over the past decade, indicating growing inequality in credit access.
- Policymakers monitor this metric to assess financial inclusion and the distribution of credit.
FAQs
Q: What does this economic trend measure?
A: This trend measures the share of other loans and advances, such as personal and business loans, held by the bottom 50% of U.S. households by wealth.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into financial inclusion and inequality, as it reflects the distribution of certain types of credit across the wealth spectrum.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through household surveys and wealth assessments.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this metric to evaluate financial inclusion and the distribution of credit in the U.S. economy.
Q: Are there update delays or limitations?
A: The data is updated regularly by the Federal Reserve, but there may be some delay in the availability of the most recent figures.
Related News
U.S. Stock Markets Hit Record Highs Amid Nvidia, OpenAI Partnership
Nvidia's OpenAI Partnership Excites U.S. Markets The unprecedented performance of the U.S. stock markets can be largely attributed to Nvidia's exciting partnership with OpenAI. This collaboration is not only setting new records for Nvidia shares but is also invigorating other tech stocks, leading to historic highs in indices like the Dow Jones, S&P 500, and Nasdaq. Record-high stocks signify significant investment opportunities, underscored by revolutionary artificial intelligence innovations.
U.S. Treasury Yields Increase Amid Strong Economic Growth and Inflation Concerns
Treasury Yields Surge Amid Economic Growth and Inflation Concerns Treasury yields are surging as investors closely monitor the evolving U.S. economic landscape. Recent data 10-year Treasury yield. With economic growth on one side and inflation data on the other, it's essential to unpack these complex dynamics. By analyzing these factors, we gain insights into the Federal Reserve's role in shaping monetary policy and the consequential market implications. The Federal Reserve's policies, market v
U.S. mortgage rates decline aligns with housing price cuts
U.S. Real Estate: Mortgage Rates Plummet Mortgage rates in the U.S. have experienced a notable drop, marking some of the most significant cuts in recent years. This shift comes at a time when the housing market is adjusting with substantial price reductions, offering potential homebuyers opportunities. The interconnectedness of mortgage rates with the broader economic trends cannot be understated. Lower interest rates often mean cheaper loans, potentially sparking more activity in the real esta
US mortgage rates unlikely to drop despite Fed rate cuts
Navigating Mortgage Rates in the Era of Fed Rate Cuts Mortgage rates today are a central concern for those hunting for home loans or tinkering with refinance options. Interestingly, despite recent Federal Reserve interest rate cuts, mortgage rates aren't budging much. This outcome puzzles many, considering the expected ripple effect these cuts tend to have on borrowing costs. The staunch resistance of mortgage rates to these cuts underscores an evolving challenge for financial planning among US
US homeowners refinance as mortgage rates fall
How Lower Mortgage Rates Are Encouraging Mortgage Refinancing With mortgage refinancing becoming increasingly attractive, US homeowners are seizing the opportunity to lower their interest rates and save money. Mortgage refinancing, the process of replacing an existing loan with a new one, is gaining traction as a smart financial move. This interest is fueled by the recent fall in mortgage rates, a significant factor reshaping the US housing market. Lower mortgage rates, alongside other economic
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures struggle to show a definite trend despite favorable economic signals. These signals, such as jobless claims and Q2 GDP figures, suggest a healthy economy. Given the roles of the stock market and the Federal Reserve's decisions on rate hikes, it is surprising to witness this stagnation. Inflation trends and the Fed's signals about future policies pla
Similar WFRBSB Trends
Share of Consumer Credit Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBSB50211
Share of Consumer Durables Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBSB50192
Share of Corporate and Foreign Bonds Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBSB50199
Share of Corporate Equities and Mutual Fund Shares Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBSB50203
Share of Debt Securities Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBSB50197
Share of Deferred and Unpaid Life Insurance Premiums Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBSB50214
Citation
U.S. Federal Reserve, Share of Other Loans and Advances (Assets) Held by the Bottom 50% (1st to 50th Wealth Percentiles) (WFRBSB50201), retrieved from FRED.