Share of Loans (Assets) Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks share of loans (assets) held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
0.30
Year-over-Year Change
0.00%
Date Range
7/1/1989 - 1/1/2025
Summary
The 'Share of Loans (Assets) Held by the Bottom 50% (1st to 50th Wealth Percentiles)' measures the percentage of total loans and assets held by households in the bottom 50% of the wealth distribution. This provides insight into wealth inequality and financial inclusion.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the share of loans and assets held by households in the lowest 50% of the U.S. wealth distribution. It offers valuable perspective on wealth inequality and access to financial services, which are key considerations for policymakers and economists.
Methodology
The data is calculated by the Federal Reserve using survey data on household wealth and assets.
Historical Context
This metric is widely used to analyze financial inclusion and wealth distribution trends.
Key Facts
- The bottom 50% of U.S. households hold only around 2% of total loans and assets.
- Wealth inequality has increased significantly in recent decades.
- Access to financial services remains a challenge for lower-income households.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the percentage of total loans and assets held by households in the bottom 50% of the U.S. wealth distribution.
Q: Why is this trend relevant for users or analysts?
A: This metric provides valuable insights into wealth inequality and financial inclusion, which are key considerations for policymakers and economists.
Q: How is this data collected or calculated?
A: The Federal Reserve calculates this indicator using survey data on household wealth and assets.
Q: How is this trend used in economic policy?
A: This metric is widely used to analyze financial inclusion and wealth distribution trends, informing policy decisions.
Q: Are there update delays or limitations?
A: The data is updated periodically by the Federal Reserve, with potential lags in availability.
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Citation
U.S. Federal Reserve, Share of Loans (Assets) Held by the Bottom 50% (1st to 50th Wealth Percentiles) (WFRBSB50200), retrieved from FRED.