Share of Money Market Fund Shares Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks share of money market fund shares held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
1.00
Year-over-Year Change
25.00%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the share of money market fund shares held by individuals in the bottom 50% of the U.S. wealth distribution. It provides insight into the participation and access of lower-wealth households in financial markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The share of money market fund shares held by the bottom 50% of the wealth distribution is an indicator of financial inclusion and household-level access to liquid investments. It reflects the extent to which lower-wealth Americans are able to save and invest in these short-term, low-risk securities.
Methodology
The data is collected by the Federal Reserve through household surveys and aggregated wealth statistics.
Historical Context
This trend is used by policymakers and economists to assess financial inequality and the effectiveness of policies aimed at broadening asset ownership.
Key Facts
- The bottom 50% of U.S. households hold just 0.1% of money market fund shares.
- Money market funds are a common low-risk investment for many middle-class and affluent Americans.
- Increasing the share of money market funds held by lower-wealth households is a policy goal for promoting financial inclusion.
FAQs
Q: What does this economic trend measure?
A: This trend measures the percentage of money market fund shares held by individuals in the bottom 50% of the U.S. wealth distribution.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insight into the level of financial inclusion and access to liquid investments for lower-wealth American households.
Q: How is this data collected or calculated?
A: The data is collected by the Federal Reserve through household surveys and aggregated wealth statistics.
Q: How is this trend used in economic policy?
A: Policymakers and economists use this trend to assess financial inequality and the effectiveness of policies aimed at broadening asset ownership.
Q: Are there update delays or limitations?
A: The data is published quarterly with a short delay, and may be subject to revisions based on updated household wealth estimates.
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Citation
U.S. Federal Reserve, Share of Money Market Fund Shares Held by the Bottom 50% (1st to 50th Wealth Percentiles) (WFRBSB50196), retrieved from FRED.