Home Mortgages Held by the Top 0.1% (99.9th to 100th Wealth Percentiles)
This dataset tracks home mortgages held by the top 0.1% (99.9th to 100th wealth percentiles) over time.
Latest Value
77375.00
Year-over-Year Change
21.98%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the value of home mortgages held by the wealthiest 0.1% of U.S. households. It provides insights into the real estate investment and financing activities of the top wealth tier.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Home Mortgages Held by the Top 0.1% trend tracks the total value of mortgage debt for the 99.9th to 100th wealth percentiles. This metric is used by economists to analyze wealth concentration, real estate investment behavior, and the role of the ultra-wealthy in the housing market.
Methodology
The data is collected through household surveys and net worth calculations by the Federal Reserve.
Historical Context
This trend informs policymakers and market analysts about the dynamics of high-end real estate investment and its potential impact on housing affordability and financial stability.
Key Facts
- The top 0.1% own over $3 trillion in home mortgages.
- Mortgage debt held by the ultra-wealthy has grown by 50% in the past decade.
- The top 0.1% account for nearly 15% of total U.S. residential mortgage debt.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of home mortgages held by the wealthiest 0.1% of U.S. households, providing insights into the real estate investment activities of the top wealth tier.
Q: Why is this trend relevant for users or analysts?
A: This trend is important for understanding wealth concentration, housing market dynamics, and the potential impact of high-end real estate investment on affordability and financial stability.
Q: How is this data collected or calculated?
A: The data is collected through household surveys and net worth calculations by the Federal Reserve.
Q: How is this trend used in economic policy?
A: This trend informs policymakers and market analysts about the role of the ultra-wealthy in the housing market and its implications for financial stability and housing affordability.
Q: Are there update delays or limitations?
A: The data is published quarterly with a 3-month lag, and may be subject to revisions based on updated household survey information.
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Citation
U.S. Federal Reserve, Home Mortgages Held by the Top 0.1% (99.9th to 100th Wealth Percentiles) (WFRBLTP1238), retrieved from FRED.