Life Insurance Reserves Held by the Top 1% (99th to 100th Wealth Percentiles)
This dataset tracks life insurance reserves held by the top 1% (99th to 100th wealth percentiles) over time.
Latest Value
621094.00
Year-over-Year Change
8.89%
Date Range
7/1/1989 - 1/1/2025
Summary
This trend measures the value of life insurance reserves held by the wealthiest 1% of U.S. households. It provides insight into the insurance and investment habits of the top wealth percentiles.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The life insurance reserves held by the top 1% of wealth holders is an indicator of the insurance and investment portfolio choices of the most affluent Americans. This data can inform analyses of wealth inequality, financial planning, and the role of insurance in household financial management.
Methodology
The data is collected through the Federal Reserve's Survey of Consumer Finances.
Historical Context
This trend is used by economists, policymakers, and financial analysts to understand the financial behaviors and risk management strategies of high-net-worth individuals.
Key Facts
- The top 1% of wealth holders account for over 50% of total U.S. household wealth.
- Life insurance reserves represent a significant portion of affluent households' investment portfolios.
- Holdings of life insurance reserves have grown steadily over the past two decades.
FAQs
Q: What does this economic trend measure?
A: This trend measures the value of life insurance reserves held by the wealthiest 1% of U.S. households, providing insight into the insurance and investment habits of the top wealth percentiles.
Q: Why is this trend relevant for users or analysts?
A: This data can inform analyses of wealth inequality, financial planning, and the role of insurance in household financial management for high-net-worth individuals.
Q: How is this data collected or calculated?
A: The data is collected through the Federal Reserve's Survey of Consumer Finances.
Q: How is this trend used in economic policy?
A: This trend is used by economists, policymakers, and financial analysts to understand the financial behaviors and risk management strategies of high-net-worth individuals.
Q: Are there update delays or limitations?
A: The Survey of Consumer Finances is conducted every three years, so there may be a delay in the availability of the most recent data.
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Citation
U.S. Federal Reserve, Life Insurance Reserves Held by the Top 1% (99th to 100th Wealth Percentiles) (WFRBLT01015), retrieved from FRED.