Deferred and Unpaid Life Insurance Premiums Held by the 50th to 90th Wealth Percentiles
WFRBLN40079 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14,495.00
Year-over-Year Change
4.21%
Date Range
7/1/1989 - 1/1/2025
Summary
Tracks life insurance premium deferrals for upper-middle wealth households. Provides insight into financial resilience and insurance purchasing behaviors of affluent Americans.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures deferred and unpaid life insurance premiums for households in the 50th to 90th wealth percentiles. Reflects financial planning and risk management strategies.
Methodology
Collected through Federal Reserve Survey of Consumer Finances, tracking household financial assets.
Historical Context
Used by insurers and financial planners to understand middle-class insurance purchasing patterns.
Key Facts
- Reflects financial stress and insurance affordability
- Indicates middle-class financial risk management
- Part of broader household financial health metrics
FAQs
Q: What does this series measure?
A: Tracks unpaid life insurance premiums for upper-middle wealth households. Provides insights into financial strategies.
Q: Why are deferred premiums important?
A: Indicates potential financial strain or strategic financial planning among households.
Q: How often is this data updated?
A: Typically updated through the Federal Reserve's Survey of Consumer Finances, every 3 years.
Q: What wealth percentiles are included?
A: Covers households between the 50th and 90th wealth percentiles in the United States.
Q: How can this data be used?
A: Helps insurers, policymakers, and researchers understand middle-class financial behaviors.
Related Trends
Share of Miscellaneous Assets Held by the Top 1% (99th to 100th Wealth Percentiles)
WFRBST01126
Debt Securities Held by the Top 1% (99th to 100th Wealth Percentiles)
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12-Month Moving Average of Unweighted Median Hourly Wage Growth: Job Stayer
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Consumer Durables Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50084
Median Personal Income in Midwest Census Region
MEPAINUSMWA646N
Share of Miscellaneous Assets Held by the 99th to 99.9th Wealth Percentiles
WFRBS99T999270
Citation
U.S. Federal Reserve, Deferred and Unpaid Life Insurance Premiums (WFRBLN40079), retrieved from FRED.