Loans (Liabilities) Held by the 50th to 90th Wealth Percentiles
This dataset tracks loans (liabilities) held by the 50th to 90th wealth percentiles over time.
Latest Value
8633217.00
Year-over-Year Change
9.70%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the total loans and liabilities held by households in the 50th to 90th wealth percentiles in the United States. It provides insight into the debt levels and financial positions of middle-income and upper-middle-income families.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Loans (Liabilities) Held by the 50th to 90th Wealth Percentiles indicator tracks the aggregate outstanding loan balances for a key segment of the U.S. population. This metric is used by economists and policymakers to analyze household financial health and consumption patterns across the middle-class spectrum.
Methodology
The data is collected through the Federal Reserve's Survey of Consumer Finances.
Historical Context
This trend helps inform decisions around monetary, fiscal, and regulatory policies that impact household borrowing and spending.
Key Facts
- Tracks loans and liabilities of middle-income and upper-middle-income families.
- Provides insight into household financial health and consumption patterns.
- Data collected through the Federal Reserve's Survey of Consumer Finances.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total loans and liabilities held by households in the 50th to 90th wealth percentiles in the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric is used by economists and policymakers to analyze household financial health and consumption patterns across the middle-class spectrum, informing decisions around monetary, fiscal, and regulatory policies.
Q: How is this data collected or calculated?
A: The data is collected through the Federal Reserve's Survey of Consumer Finances.
Q: How is this trend used in economic policy?
A: This trend helps inform decisions around monetary, fiscal, and regulatory policies that impact household borrowing and spending.
Q: Are there update delays or limitations?
A: The Survey of Consumer Finances is conducted every three years, so there may be update delays for this trend.
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Citation
U.S. Federal Reserve, Loans (Liabilities) Held by the 50th to 90th Wealth Percentiles (WFRBLN40074), retrieved from FRED.