Loans (Assets) Held by the 50th to 90th Wealth Percentiles
This dataset tracks loans (assets) held by the 50th to 90th wealth percentiles over time.
Latest Value
122751.00
Year-over-Year Change
-33.84%
Date Range
7/1/1989 - 1/1/2025
Summary
Tracks loan assets for middle-upper wealth percentiles, providing insight into credit access and financial behavior of upper-middle-class households.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the total loan holdings for households between the 50th and 90th wealth percentiles, reflecting economic mobility and credit market dynamics.
Methodology
Calculated through Federal Reserve Survey of Consumer Finances data collection.
Historical Context
Used to analyze household financial strategies and credit market participation.
Key Facts
- Reflects economic status of upper-middle-class households
- Indicates credit market accessibility
- Tracks financial asset distribution
FAQs
Q: What does this economic indicator measure?
A: Tracks loan assets for households between 50th and 90th wealth percentiles, showing credit market participation.
Q: Why are these loan asset data important?
A: Provides insights into financial health and credit access for middle-upper income households.
Q: How often is this data updated?
A: Typically updated through periodic Federal Reserve surveys of consumer finances.
Q: What can this data tell economists?
A: Reveals credit market trends and financial strategies of upper-middle-class households.
Q: Are these loan assets different from total household debt?
A: Focuses specifically on loan assets for a defined wealth percentile range, not total household debt.
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Citation
U.S. Federal Reserve, Loans (Assets) Held by the 50th to 90th Wealth Percentiles (WFRBLN40065), retrieved from FRED.