Deferred and Unpaid Life Insurance Premiums Held by the 90th to 99th Wealth Percentiles
WFRBLN09052 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
13,538.00
Year-over-Year Change
6.50%
Date Range
7/1/1989 - 1/1/2025
Summary
Measures deferred and unpaid life insurance premiums for the 90th to 99th wealth percentiles. Offers insights into financial planning among upper-middle-class households.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks life insurance premium liabilities for high-wealth individuals just below the top 1%. Reflects sophisticated financial risk management strategies.
Methodology
Data collected through comprehensive wealth and insurance industry surveys.
Historical Context
Used by insurers, economists, and financial planners to understand wealth segment behaviors.
Key Facts
- Represents insurance premium holdings for 90-99th percentile
- Indicates sophisticated financial risk management
- Reflects upper-middle-class financial strategies
FAQs
Q: What does this economic indicator track?
A: Measures deferred and unpaid life insurance premiums for households in the 90th to 99th wealth percentiles.
Q: Why are these premium statistics significant?
A: Provides insights into financial planning and risk management strategies of upper-middle-class households.
Q: How do these premiums differ from lower wealth groups?
A: Higher wealth percentiles typically have more complex, comprehensive insurance strategies with larger premium amounts.
Q: How frequently is this data updated?
A: Generally updated through periodic Federal Reserve wealth and insurance surveys.
Q: What can economists learn from this data?
A: Reveals financial behaviors, risk management approaches, and economic strategies of higher-income households.
Related Trends
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Share of Deposits Held by the 90th to 99th Wealth Percentiles
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3-Month Moving Average of Unweighted Median Hourly Wage Growth: Wage Distribution: 1st to 50th Wage Percentile
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Share of Corporate Equities and Mutual Fund Shares Held by the 50th to 90th Wealth Percentiles
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3-Month Moving Average of Unweighted Median Hourly Wage Growth: Sex: Female
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Corporate and Foreign Bonds Held by the Top 1% (99th to 100th Wealth Percentiles)
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Citation
U.S. Federal Reserve, Deferred Life Insurance Premiums (WFRBLN09052), retrieved from FRED.